3 Ways Property Buyers Should Diversify Their Property Portfolio

How should I diversify my property portfolio for healthy returns on property investments? This question is asked by many new investors. Honestly, it is important for all investors to know the ways of diversifying their property portfolio before pouncing at any property investment opportunities arising in the market. It is important for several reasons. For example:

•    Property Investment market is volatile like share market.
•    The prices of investment properties for sale keep on changing from time to time like the prices of shares.
•    Investment in property market is subject to market risks.
•    The decisions of financial institutions and banks impact your returns on your property investment significantly.
•    Domestic and international political events like Brexit and relevant decisions taken by the government also impact your returns on your property investments significantly.

Keeping all this in mind, it is never good to keep all your eggs in just one basket. It becomes important for all home buyers to diversify their property investment portfolio carefully and in multiple ways. Before you pounce at property investment opportunities available in the market, you should learn the following three ways to diversify your property portfolio effectively:

•    Diversify Your Property Portfolio Geographically:

This could be a profitable strategy for you. It is because spreading property investments in different parts of United Kingdom will perform differently to a large extent. This approach also minimizes the level of risk involved in your property investment.

Now, the emergence of towns like Birmingham, Sheffield, Nottingham, Leeds, Manchester, Liverpool, Preston, Chelsea and Arsenal is giving a plenty of opportunities to diversify their portfolio through profitable residential investment properties for sale.

•    Diversify Your Property Portfolio According to The Properties You Want to Invest In:

The age old buy-to-let model has now changed a lot in the recent couple of years. Landlords are now being hit hard with a number of strict rules.

For Example:
•    Strict Lending Rules
•    3% Additional Stamp Duty on purchasing second investment property for sale.
•    Strict Mortgage Rules

The list is not limited to the rules or changes mentioned above.

This is why experienced property investment agents in London advise you to be clear about the type of property available that you want to invest in and diversify your portfolio accordingly. There are several options available for you to choose from.

For Example:
•    HMOs (Houses for Multiple Occupation)
•    Buy-to-let
•    Build-to-rent

Try to Use Crowdfunding for Property Portfolio’s Diversification

The concept of crowdfunding for property investment is not so new. However, property investment agents in London and other parts of the world have hardly explored it. It has everything you may need to diversify your property investment portfolio effectively.

You will not need massive amount of money for investing in property using crowdfunding. Instead, you can invest using crowdfunding through either debt or equity. Using crowdfunding for investing in property investment opportunities means you are funding a property or a project without any requirement of dealing with the ownership of property. It has multiple benefits and significantly reduces risks associated with property investments.

All In All:

You should not put all your eggs in one basket only. Instead, you should diversify your property investment portfolio using multiple ways. This approach minuses risks and maximizes returns on property investments.

Do you want to know how?

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Our experienced property investment market agents will educate you in this regard thoroughly.

6 Mistakes That Ruin Your Property Investments Terribly

Property seminars in London are a way to seek correct education about property investment and selling practices. Home buyers and sellers also consider these sessions as a medium to learn about various tax issues related to investing in property.

Most of the property buyers and sellers struggle to make profit from their property investment despite attending a number of property seminars. It is because they keep their focus on learning about the things they should do for profitable property investments. They don’t try to learn about the mistakes to avoid while investing in property.

According to the property investment agents in London, there are certain things you must avoid. For example:

• Property investment nearby some noisy areas.
• Investment in very small properties. 
• Don’t buy a house at some dirty and foul smelling place.
• Investing in residential property above some shop or fast-food outlet.
• Avoid investment in properties facing structural issues.
• Avoid purchasing an investment property for sale in an area where natural disasters, water supply, and electricity issues strike every now and then.

Avoiding these mistakes unlocks financial profit for through property investment. You can’t get to learn such a stuff without attending property investment seminars.

Do you want to make financially profitable investments? Avoid such mistakes.

Moreover, attend our property seminars where our experienced market agents will share their experience with you.

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House Prices in London Reduce By Average £5,000 in One Year

Property investors in UK are constantly searching for affordable property investment opportunities outside London.  The rise of cities like Manchester, Liverpool, Arsenal, Chelsea, Birmingham, and Sheffield in the domain of residential property investment market proves it. But it doesn’t mean that the monopoly of London is over.

The British Capital still has a lot to be one of the best places for property investment in UK. It is because of two big reasons:

The buy-to-let market is continuously attracting new investors despite all kinds of ups and downs. Most of the investors are still searching for property investment opportunities in London.

The number of new buy to let investors has reached the milestone of 2.5 million in this current tax year. Most of them are searching for residential investment properties in London, says the latest report of UK finance.

More importantly, house prices in London have gone down for the very first time since 2009. This figure is increasing with time. As for reason, London house prices have come down by at least £5,000 in just one year. This news has been confirmed by a government report.

What Have Market Agents Noticed?

Property investment agents in London have seen some areas in London reporting gain. They have also noticed other towns reporting gains. But most of the areas in London have recorded significant downfall in house price growth.

Landlord may see it as a cut in their pocket. But home buyers will definitely see it like a good news. Some of them may think about investing immediately whereas some may prefer playing waiting game to see if the house price in London decrease more.

Areas Reporting Fall in House Prices:

Some areas in London are reporting gain. But some areas including the central borough of Tower hamlets have reported steepest fall. Average house prices in these areas were around £471,986. This price has come down at least by 8% to 9% in this current tax year.

Property investment agents in London are calling it the best possible opportunity for investment. Red Bridge recorded the biggest fall of 8.9%. It really has slowed house price growth. Landlords are already calling it a big cut on their pocket. 

Talking about house price growth in UK as a whole, the growth rate went down by 4.4%. By the end of February 2018, house prices growth again increased by 4.7%. But it did prove to be influential.

All in All:
It is now time for all of the new investors to pull their socks and devise an effective property investment strategy. It is because property investment agents in London are rating this as the best possible time to purchase property before house prices begin increasing again.

A plenty of property investment opportunities are arising. But you cannot utilize them unless you seek technically correct education about property investment. This is possible only at property seminars. Therefore, attend some seminars before purchasing a house.

Need Guidance for investing in buy to let investment property for sale?

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The Number of Buy-to-Let Investors Reaches the Milestone of 2.5M in Current Tax Year

Last year or two have been full of ups and downs for property investment market in UK. Most of the investors hesitated from buying a house at property auctions in UK. The whole credit goes to Brexit and other political and financial decisions taken by the government of UK on domestic as well as international level. For example:

·         3% additional stamp duty on purchasing a second house.

·         New Mortgage/Lending Rules

·         The value of pound falling to record low of 31 years.

·         The resignation of David Cameron, the then British Prime Minister.

But there is something positive for the market to grow. The number of home investors ready to purchase buy to let property for sale has reached the milestone of 2.5 million in this tax year. This number has been consistently going up for about five years. More importantly, despite the emergence of Birmingham, Sheffield, Liverpool, and Manchester as an affordable town for property investors, London still rules the roost.

Property investment agents in London constantly reporting Increase in demand and shortage of supply in London. This factor has clearly played a key role to increase the number of home buyers at property auctions in UK.

In such a scenario, the price of residential properties are likely to shoot up like your blood pressure. Therefore, if you are a landlord and want to make the most of such a situation then call us right now!

Book your seat to our property seminars in London.

Our experienced market agents will help you on this front with their wealth of experience.

6 Factors That Affect the Land Appreciation Value of Your Property

Seeking education about safe or best property investment practices does not guarantee profit. That’s right! This is only the beginning of your basic education about investing in property in UK or any other part of the world. There are many more things/topics that all investors should necessarily learn for making profit from their property investments.

What Concepts Should An Investor Know About?

This is a million dollar question! There are many concepts you must know about before purchasing an investment property in London or anywhere else. But the one we are going to explain here is The Land Value Appreciation.  

What is Land Value Appreciation?

Increase in the value of the land that your residential investment property in London or anywhere is built on is Land Value Appreciation. In simple words, increase in the financial value of your property land over time is the Land Value Appreciation.

Why Investors must learn About Land Value Appreciation?

Most of the people simply pay attention to the following three things while investing in property in UK or anywhere else:

·         Property’s interior design and its furnishing.

·         Exterior design and its furnishing.

·         Building’s structure

They think they are investing only in these things. So they should be perfect in all conditions. This is the reason why their investments don’t earn them profit. They need to understand the fact that the money they are paying to the home seller is not the value of the building’s structure, interior, and exterior design. That’s right! The money paid to purchase a residential investment property in London or anywhere else is actually the value of land beneath the structure.

This is what most of the people don’t know about.

What factors influence The Land Value Appreciation of Your Property?

This is another thing you should know about. According to the experienced property investment agents in London, the quality of structure, exterior, and interior design are not responsible for affecting the Land Appreciation value of your property.

Let’s take a good look at the factors below that affect the Land Value Appreciation of your property:

·         The quality and condition of the land beneath the structure of house you are purchasing/selling.

·         The location of land also has its impacts on the Land Value Appreciation of your property.

·         Experienced property investment agents in London also hold the distance of road, market, schools, colleges, and administrative offices for affecting property’s Land Value Appreciation.

·         The quality, purpose and condition of the future properties developed in your neighborhood also affects the Land Value Appreciation of your house negatively as well as positively.

·         In addition to all this, the quality of property’s development, developers’ reputation, supply, and demand and overall economy are also some important factors that affect the Land value Appreciation of your property in every possible way.

·         Therefore, you have got no choice but to be wise and learn about this very important concept at property investment seminar.

The Bottom Line:

You should seriously check all these things seriously before/while purchasing a house. This will help you avoid huge financial loss later when you decide to sell it.

Call us right now and book your tickets to our property investment seminars where industry experts will guide you about it. 

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Waiting for your call! 

Investors Expected to Look at Secondary Towns in 2018 For Buy-to-let Property Investment in UK

Happy New Year to all landlords in small regional areas of UK. High speed rail link between London, Manchester, Liverpool and Birmingham is promising lot of profit for property investors in UK. This one change could change the whole course of UK’s buy-to-let property market. 

  

The Buy-to-let investors would like this change as they will not have to spend huge amount of money for investing in property in UK. Regeneration could be given credit for this. Moreover, many secondary towns in UK are now fast becoming to oversupply of property because of high demand from home buyers. Property developers are responding superfast to their demand.

In simple words, this whole situation is indicating towards a serious challenge for London’s monopoly in UK’s buy-to-let property market. The development under progress of nearly 7000 units in Manchester alone is sufficient to prove it.

Therefore, property investment agents in London advice investors to turn their attention towards the secondary also. This change in approach will save their money on investment which will automatically add to return on investment heavily.

You should attend a couple of property seminars to make sure you are on the right path. 

Leasehold VS Freehold Property: The Difference You Should Know

Are you thinking about purchasing an investment property for sale at auctions? There are two different types of properties you can think about for purchasing at auctions:

·         Leasehold Properties

·         Freehold Properties

What is leasehold Property?

It is a property owned by an investor for a specific period of time through a legal agreement. This legal agreement is signed between you and the owner of the property. You give up and return property’s ownership to the original owner at the end of a lease agreement. But such property investment opportunities come to auctions very rarely.

What is Freehold Property?

Any property that is inheritable without any restrictions. The property owner has every right to transfer the property without any restrictions. A legal guardian can inherit freehold property can also transfer it further via the registration of sale deed.

You should contact experienced property investment agents in London to know everything about such properties. Their experience will certainly help you know what to do and what not to do while purchasing freehold or leasehold properties.

The Bottom Line

We are only a phone call away! Call us immediately to make sure you are doing everything right to purchase freehold VS leasehold properties. 

10 Steps to Get Mortgage Preapproval before Attending Property Auctions in UK

Are you thinking about buying a house at auctions? Do you have enough cash in your bank account to get your property investment financed at auctions? In such a scenario, it is very important for every investor to get his/her all ducks in line before visiting auctions for purchasing a house.

Mortgage preapproval is one such process? In other words, it is important for investors to get their mortgage preapproved.  But what exactly is mortgage preapproval? Why mortgage preapproval is important before buying a house at auction? There are many such things you should know about mortgage preapproval.

What is Mortgage Preapproval?

It is a letter issued by your lender or the financial institution indicating the amount of mortgage/loan you qualify for. Lenders or financial institutions issue this letter after checking your financial history thoroughly. It helps you determine the investment property for sale you should purchase at the London property auctions.

Why Mortgage Preapproval Matters?

A lot of investment properties come to auction for sale. Every investor selects the property he/she is interested in. Honestly, there will be more number of investors interested in the investment property of your choice.

In such a situation, mortgage preapproval helps you get on top of your competition at the London property auctions. Mortgage preapproval also helps you find a competent mortgage lender ready to work closely with you to help you find a home loan and interest rates and other terms that cater to your property investment strategy requirements.

The Documents You Will Need for Mortgage Preapproval:

·         You will need the documents stating your personal information. For example:

o   Your driving license

o   SSN (Social Security Number)

o   Personal contact information such as address, phone number, and e-mail address etc.

·         Recent bank account statement or statement about any investment account.

o   Documents stating your employment information. For example:

o   Where have you worked?

o   Where are you currently providing your professional services?

o   Paycheck stubs

o   Income tax forms for the last couple of years

·         Your total monthly income and expenditure including all sorts of bills paid by you.

·         Documents indicating your actual overall financial condition. This list of documents contains documents stating your record about your investment assets and liabilities etc.

·         In case you are self-employed, you will also need to present profit and loss statement.

·         Documents stating your rental property income, if you have.

·         Canceled check to indicate your payment history.

·         In case you are using some kind of gift received from some relatives or friend to cover the down payment, you will also need to present a gift cover letter.

The Bottom Line: 

The knowledge presented in this article is limited to the following things:

·         What is mortgage preapproval?

·         Why Mortgage preapproval is important?

·         How to get mortgage preapproval before buying a house at auctions?

However, these are not the only three things investors should know about mortgage preapproval. This is right! There a plenty of things that every investor must know about mortgage preapproval before attending London property auctions to get their property investment financed easily at auctions.

In case you want to know in depth about it, call us right now to book your tickets to our property seminars in UK where our experienced property investment agents in London answer all of your questions in depth in this regard.

Foreign Investors are Investing in UK Property at Auctions Despite Brexit

Brexit has taken a toll on the UK property market significantly in 2017. However, property investment in UK does not seem to be losing its grip among foreign investors. Their interest in UK residential property is as strong as ever.

Now, the number of enquiries for buying a house at auctions is rapidly increasing from the Chinese investors. Pound, the British currency, is one of the leading causes of such an increase in demand.

Foreign investors have raised almost 44% more enquiries for investing in UK property than they did in 2016. Apart from Pound, the low value of Sterling is also responsible for this. This is particularly attracting investors from China. They find themselves in a position to purchase residential properties in UK at about 10% less cost.

This is a kind of good sign for UK property market as it will be able to generate more revenue easily for increasing its ROI. But property market is very much similar to share market. Therefore, it can swing in other direction anytime without any prior notice. Therefore, if you are also thinking about investing in UK property, you are advised to keep your eyes on the latest market happenings, political events and much more. 

3 Huge Reasons Why Investors Need Expert Advice Before Investing in London Property

London, the British Capital, is losing its grip among investors. According to a report by the buy2let shop property investment agents in London, over 3, 00,000 investors have bid adieu to the British capital in 2017. Now they are exploring other possible options in UK for affordable property investment. This number is definitely alarming! But why property investors no longer want to invest in London property? This is a serious question. Let’s now take a look at the reasons below: 

Sky High Property Prices:

London property market severely underwent Brexit shockwave in 2017. Its impacts brought house prices down to some extent. However, property prices in London are still too high for many investors. According to property investment agents in London, home buyers want to make the most of the property investment opportunities offering better returns in other parts of UK. This could affect their investment to some extent.

Many London councils are not finding its easy to afford in residential properties for rehousing families requiring residence. A lot of them are investing in Local London properties in UK. These properties are very expensive and no one can easily afford to pay their current prices.  This is why a lot of people are being rehoused out of London. This is also forcing investors to think about their financial interests. Market experts see this trend continue for a very long time.

London House Prices are Squeezing:

The average price of residential properties in all parts of UK except for London is around £225,000. Now you look at the average price of houses in London which is around £483,000. This is way more than the double of average house price in rest of the UK. This is what is making investing in London property, UK more difficult for buyers. This tells everything about the problem perfectly.

Moreover, over 4000 Londoners have put their properties at auctions for sale. They want to have cash in their pocket. This situation is attracting a lot new investors. They are competing fiercely against each other for purchasing those properties. For this purpose, they are constantly pushing the prices up. This is why property investment in London, UK is turning out to be a herculean task for many investors. This is why investors are losing their interest in London.

Requirement of Increase in Investment Power:

House buyers hailing from London itself are nowadays leaving the capital. They want to invest in places outside London that are less expensive. As for reason, they now want more returns on less investment. Thanks to the high spending power of home buyer hailing from London. This is what is going to continue this trend for a long time to come even outside London. There is not much London authorizes can do much about it. But London property market needs to reflect on supply and demand of residential properties.

Final Words:

As a lot of investors have already moved out of London for better returns with less investment, Local London Authorities need to figure out a strategy to find a solution to this problem.

In case you are thinking about property investment in London, UK and need advice in this regard, we are only a phone call away!

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We are one of the best groups of property investment agents in London.

The Buy2let Shop Reviews 3 Types of IGAs for Earning Passive Income By investing in UK Property

Investing in property in UK and making profit consistently does not mean you have become a clever investor. Although this is bitter yet it is true! Property investment market is not like a road of one-way traffic only. In other words, you need an exit strategy also because one bad property investment decision can be very costly.

This is why some experienced property investment agents in London advise you to look for passive income through your property investment. It helps you save your money the other way. Simply knowing about IGAs (Income Generation Assets) and its benefits in property investment is not going to help you. You must also learn about the types of IGAs for passive income generation through your investment in UK property.

The Different Types of IGAs:

The Buy2let Shop reviews three different types of IGAs in property market for turning your property investment into cash cows:

·         Student Properties

·         Care Homes

·         Residential Buy-to-let Properties

All these IGAs work in their own way and offer their specific benefits to investors.

The Bottom Line:

Call us right now and book your tickets to attend our property investment seminars in London and other parts of UK. We will be more than happy to guide you about the way you can Utilize IGAs for passive income generation through your property investments in UK.

8 Reasons Why UK Property Owners Are Trying IGAs for Passive Income

IGA is abbreviation to Income Generation Assets. This is another way to generate income by investing in property in UK.  IGAs have hardly been explored by most of the investors and sellers. But now, the picture seems to be changing as a lot of buyers and sellers are searching for ways to generate passive income outside traditional property investments.

But Why?

There are many reasons for it. For example:

·         Brexit is one of the main reasons that has seriously taken a toll on UK’s property market.

·         Shortage of residential investment properties for sale in UK in 2017.

·         3% additional Stamp Duty on landlords for purchasing a second home.

·         Constantly rising house price inflation.

·         Newly Introduced Mortgage Rules by The Bank of England.

·         European Union’s efforts to develop a plan to collapse Brexit Talk with UK in 2018.

All this is spreading nothing but the clouds of uncertainty among sellers as well as buyers. Neither sellers nor buyers want to risk their financial interests.

More importantly, huge financial investment is not required for passive income generation through property investment via IGAs. In some cases, IGAs offer very high returns as compared to the mainstream property investment options.

Final Words:

In case you are thinking about trying IGAs for passive income generation via property investment, you are at the right place at the right time! Call us right now!

We are the best group of property investment agents in London.

4 Things That Made Investing in Student Residential Properties in UK Profitable

UK property investment market has gone through a lot of critical changes on every front throughout 2017. Buying a residential investment properties for sale in UK became taxing for a lot of buyers because of these changes. For example:

·         Brexit impact.

       David Cameron’s resignation, after UK voted in favor of Brexit, brought Pound’s financial market   value down to record low value of last 31 years.

·   New Mortgage Eligibility Rules introduced by The Bank of England reduced buyers’ profit significantly.

·     Some investors are now thinking about divesting themselves of property investment opportunities offering profit.

Amidst all this turmoil, student residential properties have somehow managed to keep buyers interested.

Pound’s low value, Brexit impact, possibility of consistent returns for a long time, and occupancy offered by students are some huge reasons of it. The buy2let Shop Property investment agents in London see investment in student residential investment properties for sale, touching the milestone of £5.3bn before the beginning of 2018.

Feeling appetite for investing in student accommodation property in London or UK but don’t know what to do? No Problems! Call us right now and book your seat for our property seminars conducted in every part of UK. You will get to learn everything as our experienced market agents will guide you properly.